Umbrella & excess liability
Umbrella insurance for building owners
A serious injury claim can be larger than a primary liability limit. An umbrella or excess policy adds a layer of protection above it, often for less than people expect.
What it can cover
- Extra liability limits above your general liability
- Coverage that can sit over several buildings
- Help meeting lender or board limit requirements
Who it's for
- Owners of larger or multiple buildings
- Co-op and condo boards
- Landlords with commercial tenants
- Anyone who wants more than a basic limit
What affects your price
- Limits you want (for example $1M, $5M, $10M)
- Your underlying liability policies
- Number and type of buildings
- Loss history
- Commercial exposures
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Keep going
Pairs well with
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.