HDFC & co-op buildings
Insurance for HDFC co-ops and cooperative buildings
Boards have to protect the building and the shareholders while watching the budget. We work with HDFC and co-op boards to put together a master building policy that covers what matters and is priced competitively.
What it can cover
- Master policy on the building and common areas
- General liability for the corporation
- Umbrella limits above primary liability
- Directors & officers liability for the board (quoted separately)
- Equipment breakdown for boilers and building systems
- Crime / fidelity coverage for funds handled by the board or manager
Who it's for
- HDFC co-op boards
- Market-rate co-op boards
- Property managers who manage co-ops
- Boards reviewing a renewal that went up
What affects your price
- Number of units, stories and commercial space
- Building age, updates and fire protection
- Lender and regulatory insurance requirements
- Loss history
- Limits and deductibles the board chooses
- Management and maintenance practices
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Keep going
Pairs well with
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.