General liability
General liability insurance for landlords
In New York, injury claims are a real cost of owning a building. General liability helps protect you when someone is hurt on your property and you are held responsible.
What it can cover
- Bodily injury and property damage claims on the premises
- Legal defense costs for covered claims
- Sidewalks, stairs, lobbies, roofs and other common areas
- Medical payments coverage on many policies
- Additional insured requirements for lenders and managers
Who it's for
- Owners of apartment and mixed-use buildings
- Owners of office, industrial and retail buildings
- Co-op and condo boards
- Owners of vacant buildings
- Landlords whose lender requires certain limits
What affects your price
- Number of units and square footage
- Commercial tenants and what they do
- Sidewalk and building condition
- Prior liability claims
- Limits and deductibles
- Contractor and tenant insurance requirements
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Keep going
Pairs well with
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.